Should I Buy a 2021 Toyota RAV4?

Independent vehicle analysis — no dealer commissions

82
out of 100

ClearCar Score Breakdown

Reliability
9.0
Resale Value
9.0
Insurance Cost
7.0
Ownership Cost
8.0

Our Verdict

The 2021 Toyota RAV4 is a strong buy in today's market.
2026 Market Alert: This vehicle retains value well (68.0%), but tariff uncertainty could accelerate depreciation. Lock in a fair price now.

Estimated Annual Ownership Costs

Insurance
$1,800 — $2,500
Maintenance
$400 — $700
Estimated Market Value
$20,400
MSRP (New)
$30,000

Vehicle Details

Year
2021
Make
Toyota
Model
RAV4
Segment
Suv Compact
Age
5 years
Value Retention
68.0%
5yr Brand Retention
68.0%
Reliability Score
9.0/10

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Why ClearCar Score?

We pull data from NHTSA safety ratings, EPA fuel economy, insurance actuarials, and market depreciation curves to give you an unbiased, data-driven assessment. No dealer affiliations. No commissions. Just the numbers.

With tariff-driven market uncertainty in 2026, knowing the true value of a vehicle before you buy has never been more important. Don't overpay in a volatile market.